Privacy Policy
Last updated: September 06, 2025
Fi-Flow ("Company", "we", "us", or "our") operates the website https://www.fi-flow.com and any related mobile applications (collectively, the "Service"). This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our Service.
Please read this Privacy Policy carefully. By accessing or using our Service, you acknowledge that you have read, understood, and agree to be bound by the terms of this Privacy Policy. If you do not agree with the terms of this Privacy Policy, please do not access the Service.
Important: We reserve the right to make changes to this Privacy Policy at any time. We will alert you about any changes by updating the "Last updated" date of this Privacy Policy. You are encouraged to periodically review this Privacy Policy to stay informed of updates.
1. Information We Collect
1.1 Personal Information
We may collect personal information that you voluntarily provide to us when you:
- Register for an account
- Make a purchase or payment
- Contact us with inquiries
- Subscribe to our newsletter or marketing communications
- Participate in surveys or promotions
This personal information may include:
- Full name
- Email address
- Phone number
- Business name and information
- Billing and payment information (credit card details, Mobile Money information)
- Username and password
- Any other information you choose to provide
1.2 Automatically Collected Information
When you access our Service, we may automatically collect certain information, including:
- IP address and device information
- Browser type and version
- Operating system
- Pages visited and time spent on pages
- Referring website addresses
- Click patterns and other usage data
1.3 Cookies and Tracking Technologies
We use cookies, web beacons, and similar tracking technologies to collect information about your browsing activities. You can control cookie settings through your browser preferences. However, disabling cookies may limit your ability to use certain features of our Service.
1.4 Social Media Information
If you link your account with third-party social media accounts, we may receive information from those platforms as described in our Terms and Conditions, including your profile information, friend lists, and other data you permit us to access.
2. How We Use Your Information
We use the collected information for various purposes, including:
- Providing, maintaining, and improving our Service
- Processing your transactions and managing your account
- Sending you administrative information, updates, and security alerts
- Responding to your inquiries and providing customer support
- Sending you marketing and promotional communications (with your consent)
- Analyzing usage patterns and trends to improve user experience
- Detecting, preventing, and addressing technical issues or fraudulent activity
- Complying with legal obligations and enforcing our Terms and Conditions
- Personalizing your experience on our Service
3. How We Share Your Information
We may share your information in the following circumstances:
3.1 Service Providers
We may share your information with third-party service providers who perform services on our behalf, such as:
- Payment processing companies (for Visa, Mastercard, Mobile Money transactions)
- Cloud hosting providers
- Analytics services
- Email service providers
- Customer support platforms
3.2 Business Transfers
If we are involved in a merger, acquisition, or sale of all or a portion of our assets, your information may be transferred as part of that transaction.
3.3 Legal Requirements
We may disclose your information if required to do so by law or in response to valid requests by public authorities (e.g., court orders, government agencies).
3.4 Protection of Rights
We may disclose your information when we believe it is necessary to:
- Protect our rights, property, or safety
- Protect the rights, property, or safety of our users or the public
- Prevent or investigate possible wrongdoing
- Enforce our Terms and Conditions
3.5 With Your Consent
We may share your information for any other purpose with your explicit consent.
4. Data Retention
We retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law. When we no longer need your information, we will securely delete or anonymize it.
5. Data Security
We implement appropriate technical and organizational security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. These measures include:
- Encryption of data in transit and at rest
- Regular security assessments
- Access controls and authentication requirements
- Secure payment processing systems
However, no method of transmission over the internet or electronic storage is 100% secure. While we strive to protect your information, we cannot guarantee its absolute security.
6. Your Privacy Rights
Depending on your location, you may have certain rights regarding your personal information, such as the right to access, correct, or delete the data we hold about you. Please contact us to exercise these rights.
7. Contact Us
If you have any questions about this Privacy Policy, please contact us through our support channels.